Like business, investment is all about performance (making money) – and because of it, their ultimate success is measured in terms of profit, profit margins, and ROI – the more the merrier. Stocks achieved record highs just a few days into this year. But since then, 2022 has been a rocky road to steady decline....Read More

Quantitative easing (QE) is a method used by the Federal Reserve to inject new currency (a.k.a. liquidity) into the monetary system. It was invented during the 2008 financial crisis to recapitalize an insolvent banking system – one that failed under reckless easy money and lending policies that catered to subprime mortgage borrowers (those with low...Read More

The recession that inspired the 2008 financial crisis feels like a lifetime ago, its subsequent expansion now more than a decade along. Since recovering from the Great Recession back in 2010 stocks have enjoyed the longest uninterrupted expansion in history, featuring boom-like returns during the slowest pace of economic growth since World War II. The...Read More

Inflation continues to pressure American consumers and business operators, and after a quick review of the numbers it looks as if it’ll only get worse before it gets better. Here are some facts… The Consumer Price Index (CPI) measures pricing for a basket of goods to determine inflation. CPI has averaged 2% growth (inflation) for...Read More

The lunacy in last year’s investment markets can be epitomized by the ever growing disconnect between real economic activity and the stock market, also known as the difference between Main Street and Wall Street. In a world with little sanity and logic the stock market is a great benchmark. But for all others the bond...Read More

We keep hearing the Biden administration claim that his massive spending plan is totally paid for and won’t cost a thing, something they plan to achieve with tax increases and an additional 87,000 new IRS agents – you know, to track down the “rich bad guys” who aren’t paying their “fair share.” To believe such...Read More

If you understand what’s going on in the world of money, economics and government policy, it’s plain to see that all of central governance is rife with corruption, riddled with erroneous information and false narrative, all of which is covered by a blanket of elitist arrogance intended to hide their incompetency and/or ill-founded motives. The...Read More

  I was diagnosed with atrial fibrillation (afib) in early 2015. Afib is a condition where the top chamber of the heart beats at an abnormally high rate of speed while the lower beats at a normal pace. During the episode blood tends to pool in the lower chamber, increasing the risk of clots and...Read More

It’s been a while since I opined on the current state of the markets and that’s because the only thing that has changed is my level of disgust with the world – especially with the news media, who echo false claims made by so called experts as if they are hard, fast, and true. Facts,...Read More

It’s hard to believe ten years have passed since LOSE YOUR BROKER NOT YOUR MONEY first hit the streets. The book, which began as a graduate school project in the early 1990’s, demonstrates the investment process using my stock selection method and patent-pending 15-51™ allocation system. My method follows basic logic and common sense, and...Read More